Privacy Policy

Your privacy is very important to us. Please read our Privacy Policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your personal information.
This Privacy Policy document is permanently accessible since it is linked at the bottom of our website pages so that you can access it anytime you want. It is also linked anywhere where you might need to access it, for example in any case when we might ask you to agree with it.
We´ve put our effort to create a secure and confidable space here, and that´s why we want to share our fundamental principles regarding your privacy:

  • We don’t ask you for personal information unless we truly need it to give you the service you demand.
  • We don’t share your personal information with anyone except to comply with the law or to protect our rights.
  • We don’t store any personal information on our servers unless required for the ongoing operation of our site.
  • We don’t use any personal information for a different purpose than the purposes declared to you in this Privacy Policy or in the moment of collecting your data.
  • We don’t sell any of your personal information.

This Privacy Policy will be applicable should you decide to enter your personal information in any of the various forms included on this website.

Who We Are

This website (https://9jacashflow.com) is operated by ColossalNet Tech LTD, a privately owned Nigerian company. Its address is Plot 112 Oyadiran Estate, Sabo, Yaba, Lagos. We can be contacted at [email protected].

Questions & Concerns

If you have any questions or comments, if you want to update, delete, or change any personal information we might hold, or if you have a concern about the way in which we have handled any privacy matter, you are more than welcome to contact us at [email protected].

What personal data do we collect and why do we collect it

We only collect information about you if we have a reason to do so; for example, to provide our services, to communicate with you, or to make our services better.
Comments
When you leave comments on the Blog of this website we collect the data shown in the comments form (your name, your email, and, optionally, your website address), and also your IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Blog Subscription Form
In this case, only your email and IP address are collected for the purpose of managing the subscription list and sending email notifications of new posts. Our blog subscription is managed by WordPress.com (Automattic Inc., you can get more info at https://automattic.com/privacy/).
Contact Forms
Information submitted through the contact forms on our site includes your name and email, as well as any other personal information you might voluntarily supply. We only use this information to better serve you. The information collected through our contact forms is never used for marketing purposes and is never shared with third parties.
Cookies
As detailed in our Cookie Policy, this website also uses cookies for monitoring and tracking visitors’ behavior on the site, such as Google Analytics cookies, as well as other cookies used for example for logged-in visitors authentication, password authentication, user preferences recognition, or user verification.
Embedded content from other websites
Articles on this site may include embedded content, like YouTube videos, for example. Embedded content from other websites behaves in the exact same way as if you visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who do we share your data with

We don’t share your data with third parties in a way to reveals any of your personal information like email, name, etc. However, some data is transferred and/or stored with third-party services we use, like cloud-based services. This is done as a way to provide you with a better overall service and user experience.
Here are the services we use to make our own service better for you:
Google Analytics: a web analytics service by Google, Inc., a Delaware company with headquarters at 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA (“Google”). Google Analytics is used by us to help us analyze how visitors use our site. Data generated by Google Analytics cookies are sent to and stored by Google on their servers. IP addresses are anonymized by Google.
Hosting services: Namecheap is a hosting company based in Phoenix, AZ 85034, United States (more info at https://www.namecheap.com/) that provides our hosting, so the data collected by our website is stored in their servers in the United State.
Blog Subscriptions: Subscriptions to our blog are managed through our WordPress.com account by Automattic Inc. (more info at https://wordpress.com).

How long we retain your data

When you submit a comment, its metadata is retained until (if) you tell us to remove it. We use this data so that we can recognize you and approve your comments.
If you are an authorized user of our website as well, we also store the personal information you provide in your user profile until (if) you tell us to remove it. Website administrators can also see and edit that information.

How do we protect your data and what data breach procedures do we have in place?

To protect user data we are entirely using SSL/HTTPS throughout our site. This encrypts our user communications with the servers so personally identifiable information is never captured by third parties without authorization.
In case of a data breach, System administrators will immediately go through affected users and will attempt to reset passwords if needed after informing the user.

What rights do you have over your data?

If you have an account on this site or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us.
You can also request that we erase any personal data we hold about you. This does not include any data we might be obliged to keep for administrative, legal, or security purposes.

Privacy Policy Changes

Although most changes are likely to be minor, we may change this Privacy Policy from time to time. We encourage visitors to frequently check this page for any changes to our Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of the such change.

Contact Information

If you have any questions about this Privacy Policy or wish to exercise any of your rights as described above, please contact us at [email protected]. We will attempt to resolve any complaints regarding the use of your personal information in accordance with this Privacy Policy.

Update Information

This document was last updated on January 30, 2023.